best mortgage lenders in phoenix - my buyer's short list

I compared lenders on price, process, and people. After a monsoon-slick evening near Arcadia, I called two officers on the drive home and heard the contrast. I wanted the lowest rate; really, I needed the best overall value. Along the way I checked Phoenix mortgage rates today and options for first-time homebuyer loans in Phoenix.

Quick comparison

• Local credit unions cut fees for members and feel personal; solid picks among FHA lenders in Phoenix.
• Online lenders move fast with transparent pricing - great when tracking Phoenix mortgage rates today.
• Mortgage brokers widen selection and hunt deals, especially when comparing the best refinance lenders in Phoenix.
• Specialty lenders shine with benefits on VA home loans in Phoenix and down-payment help.

My takeaway: choose the fit that benefits you most - speed, guidance, or selection - then pit your top three against the same scenario.